Valentine's Day Giveaway – Full Terms & Conditions

These Terms and Conditions ("T&Cs") govern the Valentine's Day Giveaway (the "Promotion") run by Skipton Business Finance ("SBF"). By entering the Promotion, participants agree to be bound by these T&Cs.

1. Promoter

The promoter is Skipton Business Finance, whose registered office is The Bailey, Skipton, North Yorkshire, BD23 1DN.

2. Eligibility

  • The Promotion is open to existing SBF clients only.
  • Employees of SBF, Skipton Group companies, their immediate families, and anyone professionally connected with the Promotion are not eligible to enter.
  • The Promoter reserves the right to verify eligibility.

3. Promotional Period

The Promotion runs from 10am on 14 February 2026 until 23:59 on 28 February 2026 (the "Promotional Period").

4. How to Enter

To enter the Promotion, participants must:

  • Leave a Google review for SBF during the Promotional Period.

No purchase is necessary.

Only one entry per individual is permitted.

5. Prize

One winner will receive a Luxury Sharing Hamper (the "Prize").

  • The Prize is non-exchangeable, non-transferable, and there is no cash alternative.
  • The Promoter reserves the right to substitute the Prize with an item of equal or greater value if necessary.

6. Winner Selection

One winner will be selected at random from all eligible entrants after the close of the Promotional Period.

The winning client will be notified (and delivery arranged) by email at the end of February 2026.

  • If the winner does not respond within 7 days, the Promoter reserves the right to select an alternative winner.

7. Data Protection

Personal data provided for the Promotion (e.g. delivery address) will be used solely for the purpose of administering the Promotion.

Data will be processed in accordance with SBF's Privacy Policy and the UK GDPR.

8. Limitation of Liability

The Promoter accepts no responsibility for entries that are lost, incomplete, delayed, corrupted, or inaccessible due to any network or platform issues.

The Promoter will not be liable for any loss, damage, or disappointment arising from participation in the Promotion or acceptance of the Prize.

9. Promotion Integrity

The Promoter reserves the right to withdraw, amend, or suspend the Promotion where necessary due to circumstances beyond its control.

The Promoter may disqualify any entrant who it reasonably believes has breached these T&Cs or engaged in fraudulent or unfair practices.

10. Governing Law

These T&Cs are governed by the laws of England and Wales.

Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.