Invoice Finance

Your Invoice Finance Questions Answered

If you are new to Invoice Finance, it can feel like there is a lot of information to take in. With a range of vocabulary and assumptions floating around, we thought it would be useful to address some of the commonly asked questions surrounding Invoice Finance.

What is Invoice Finance and how does it work?

Three major problems caused by late payments

A great proportion of B2B businesses will have had some experience with late payments from their customers. Though it is common for businesses within these sectors to have longer credit terms, it can generate a number of problems for business owners.

How Invoice Finance can get your business on the right track in 2022

2021 has been another challenging year, with businesses still facing decreased sales and demand, staff shortages and new ways of working. Though the pandemic continues, many people are taking a more positive approach to 2022 and looking forward to the opportunities it brings.

Job vacancies continue to rise in lead up to Christmas, with '3.5million active job ads'

According to new data from the Recruitment and Employment Federation (REC), the number of active job vacancies has continued to rise. Hitting a new high during the build up to the Christmas period, the date showed 210,000 new jobs posted in the week of 22-28 November. In addition to this, in the same week, there was reported to be 3.51million active job adverts – an increase in over 500,000 (16%) since the end of October.

Managing the seasonal change in demand

It’s that time of year again when many businesses will find themselves up to their knees in orders ahead of the Christmas period. Though this may sound promising in theory, the reality can be a struggle for many businesses, with demand fluctuating throughout the winter months. A surge of cashflow in one month followed by quieter months can be challenging and, for that reason, many businesses use Invoice Finance to manage the shifting changes in seasonal demand. 

A number of problems can arise as a result of changing demand, which can often lead to: