Skipton Business Finance wish to undertake credit searches against you in relation to the proposed invoice finance facilities which are being applied for.
We will require you to certify that there are no bankruptcy petitions, proposed voluntary arrangements, judgements or legal proceedings in existence or threatened against yourself. We will also require you to certify that the information certified by you is correct to the best of your belief, and we confirm that it will be treated in the strictest confidence.
For the purpose of the Data Protection Act 1998, Skipton Business Finance Limited will act as a data controller for information held about individuals. Information pertaining to individuals will be held for credit assessment purposes and for the ongoing administration of any account set up by Skipton Business Finance Limited and after closure of the account for statutory, regulatory, accounting, auditing, or other lawful requirements. If no Skipton Business Finance Limited facility proceeds to any company of which you become a director or shareholder then the information obtained relating to you will be held for a period not exceeding 12 months. You may request in writing details held about yourself by Skipton Business Finance Limited and where necessary may correct the information held.
Your acknowledgment authorises Skipton Business Finance Limited to carry out any credit or other searches it deems necessary on you.
You are requested further to authorise Skipton Business Finance Limited to undertake searches on your records at our credit reference and fraud prevention agencies and give information about you and your obligations to such other persons as Skipton Business Finance Limited may reasonably require.
Where a Skipton Business Finance Limited facility proceeds to any company of which you become a director or shareholder and an account is opened for such company, the account data (including account performance information) may be shared with CRA’s and fraud prevention agencies. You are requested to acknowledge that Skipton Business Finance Limited and other organisations that make searches may also access and use this information when checking applications for (or managing) credit and related accounts, facilities and services, statistical analysis, recovering debt and dealing with claims.
Please signify your acknowledgment and acceptance to these terms.