Who Uses Us?

Invoice finance facilities include factoring and invoice discounting solutions

Our funding lines start from as little as £25k and currently go up to £5m. 

Existing clients range from new-starts to established businesses with annual sales of up to £30m.

In 2013, Skipton Business Finance has now served the SME sector for more than a decade, providing UK enterprises with a range of invoice finance solutions, such as factoring and invoice discounting facilities that can be tailored to your business.

Over these years, we’ve built up a wide range of experience in sectors such as the Engineering sector, Transport & Logistics, Printing, Manufacturing and the Manpower sector among many, many others.

Our commercial stance means that our experienced team use a common-sense approach and never use a system-style methodology to our underwriting. This gives greater flexibility in our approach to lending and means we are able to provide funding in many cases where the business may have already been turned down by their bank who have failed to see the future potential in the proposition.

Our flexible criteria allows us to serve the following:

  • Sole Traders, Partnerships, Limited Companies and PLC’s
  • Transactions including acquisitions, MBOs & MBIs
  • New-starts & Long established
  • Profitable & Non Profitable
  • Phoenix Businesses
  • Refinancing & Restructures

Sectors We Fund

Manufacturing
The UK has the 6th largest manufacturing sector by output in the world and an invoice finance solution provided by Skipton Business Finance, such as tailor-made factoring or invoice discounting, can help manage manufacturers ease cash flow headaches caused by payroll obligations and supplier debts. Clients include steel stockholders, precision engineering companies, chemical manufacturers and many many more. More > 

Printing
Employing approximately 140,000 people across 10,500 companies, this sector is highly important to the UK economy. The UK's Print industry is now the 5th largest in the world, yet printers often struggle to access external funding solutions due to the nature of their work. However Skipton Business Finance is able to support printers with flexible factoring and invoice discounting solutions. More >

Haulage
This sector is worth £75 billion to the UK economy alone, but companies may be struggling with record fuel bills and debtors taking longer to pay, making invoice finance an ideal solution. Skipton Business Finance is proud have supported this industry with a number of factoring or invoice discounting solutions to a range of hauliers and couriers throughout the UK. More >

Services
Over 70% of UK business is in the Services sector meaning there are many companies that could benefit from invoice finance solutions, which can help to quickly release locked-up cash in invoices. Traditional lenders are usually wary of lending to businesses against non-tangible assets which is why lending against invoices is the perfect solution. More > 

Recruitment
This is a crucial sector to economy to place right people in right job, and, with recruitment agencies often being the last to be paid, creating adequate cashflow can be hard. Skipton Business Finance can provide invoice finance solutions such as factoring or invoice discounting facilities to help businesses get access to capital as and when an invoice is raised. More >

Type Of Businesses We Fund

Phoenix
One in three new businesses set up will close quickly and many may be suited to being phoenixed. Having sufficient cashflow is crucial to giving your phoenixed business every chance of succeeding, and that's where invoice finance such as factoring or invoice discounting can help. More >

New Start
There are many new sole traders in the UK who will have chance to expand operations and grow in the upcoming years meaning that they will need to ensure their cashflow is adequate, which can be boosted by invoice finance solutions. More >

Acquisitions
50% of acquisition attempts made by UK businesses don't work, and that mainly comes down to lack of adequate cash flow to fund such ventures. However, an invoice finance facility can help acquisitions go through and fund higher levels of capital. More >

Single Debtor
Many finance providers won't fund single debtor companies due to poor perceptions of this type of business. However, Skipton Business Finance is able to see potential and will overlook stereotypes to attempt to provide a funding solution suited to your business. More >

Refinancing
Often businesses choose funding methods that doesn't suit their requirements. If your business wants a funding solution that grows in line with your business and can provide you more cash as you expand, an invoice finance solution could be just what you require. More >

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